Housing Costs Crush Students in Germany Harder Than Others

Newsworm
Newsworm
with
AFP
July 15, 2026
Housing costs are hitting students in Germany far harder than the general population. Independent students spend 54% of their income on housing, more than double the 24% national average, and 65% are now officially classified as overburdened by housing costs, six times the national household rate of just 11%. Half of these students earn less than €963 a month.
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Housing Costs Crush Students in Germany Harder Than Others
Housing costs are a major burden for students: Measured against household income, housing costs for students living independently are "more than twice as high as for the general population," according to the Federal Statistical Office. - AFP

For students, housing costs represent a significantly greater burden than they do for the population as a whole. Measured against disposable household income, housing costs for students who run their own household are "more than twice as high as for the general population," the Federal Statistical Office (Destatis) announced on Wednesday. While the share of income spent on housing for the general population averages 24 percent, the figure for students stands at 54 percent.

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Most Students Now Considered Overburdened

As a result, significantly more students count as "overburdened by housing costs," the Federal Statistical Office explained. This classification applies when housing costs, even after deducting housing-related transfer payments, still amount to more than 40 percent of disposable household income. Last year in Germany, this was the case for 65 percent of students running their own household, compared with just 11 percent of households in the general population.

Living on a Tight Budget

Fundamentally, many students have only a low income at their disposal, according to the Federal Statistical Office. "Half of students with their own household most recently had a net equivalised income of less than 963 euros per month," the statisticians explained. This is also because "they are at a stage in life in which they are investing in their education and, in turn, in their future careers."

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Where Student Income Comes From

Students draw large portions of their income from their own employment. According to the statistics, students running their own household earned an average of 45 percent of their income from paid work. Private support, including maintenance payments from relatives, accounted for 29 percent. BAföG payments or scholarships made up 14 percent of income, while 12 percent came from other sources such as child benefit or survivor's pension.

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